What if everything you’ve been told about retirement is no longer enough?

You Don’t Need $2.5 Million To Retire The Way You Want… You Need A Better Strategy

Discover the approach backed by academic research and real-world results that helps professionals retire sooner, with fewer dollars, and more certainty:

Plus, unlock Chapter 1 of Walter’s best-selling book, “The 5th Option,” free!

Attention High-Achievers Nearing Retirement:

If your retirement plan does not feel on track with the amount of income you’re hoping for…

And you crunched the numbers but realized this won’t give you the income you were counting on… You’re not alone.

That’s usually when traditional financial advisors say, “You only have 4 undesirable options”

Option 1: Save More Money

Option 2: Take More Risk

Option 3: Work Longer

Option 4: Settle For Less

But Academic Experts Have Proven There Is A 5th Option

One where you can reach your retirement goals with less stress, fewer dollars, and more confidence than you ever thought possible.

One based on real-world evidence rooted in academia, business-level strategies, that gives you predictable income…

With less stress and less savings required.

This is your 5th Option…

And it could be the one thing that makes all the difference for your retirement:

Discover How To Retire Sooner, With Less Stress, & More Financial Security

Plus, unlock Chapter 1 of Walter’s best-selling book, “The 5th Option,” free!

Meet “The 5th Option” Master: Walter Young

According to AAGs Post-2020 Retirement Survey, 46% of Americans between 60-75 plan to work part-time in retirement. You don’t have to be one of them.

If you’ve worked hard, saved diligently, and built a strong financial foundation… But you’re starting to realize the traditional advice might not take you as far as you hoped...

You’re exactly who The 5th Option was created for. Most retirement advice still clings to outdated ideas, like:

  • Saving MILLIONS before you can even think about retiring...

  • Taking on more market risk and hoping it works out…

  • Working longer just to maintain your current lifestyle…

  • Downsizing your dreams and settling for less than you deserve…

But the truth is, if you’re already on track with your savings, you don’t need to do ANY of the above.

You just need a smarter, more efficient strategy.

That’s why I created The 5th Option.

(And why I’m handing over this video AND the first chapter of my book, for free!)

After earning my MBA and working with Fortune 500 companies, I realized the smartest businesses weren’t just chasing higher returns…

They were minimizing inefficiencies, managing risk, and maximizing cash flow.

So why shouldn’t retirement planning work the same way?

For the past few decades, I’ve helped successful savers like you:

  • Unlock more retirement income using fewer dollars

  • Create safer, more predictable financial futures

  • Retire earlier without sacrificing lifestyle, dreams, or peace of mind

And now, it’s your turn.

Stop What You’re Doing & Answer These 4 Yes-Or-No Questions:

01

Would you like to generate retirement income using the fewest dollars possible?

02

Would you like to generate retirement income, taking the least amount of risk possible?

03

Would you like to generate your retirement income with income that is as predictable as possible?

04

Would you like to leave the biggest legacy possible?

If you answered YES to any (or all) of these questions, traditional financial planning won’t get you there

But the little-known “5th Option” will!

Discover How To Retire Sooner, With Less Stress, & More Financial Security

Plus, unlock Chapter 1 of Walter’s best-selling book, “The 5th Option,” free!

Sign In Now To Get Chapter 1 Of “The 5th Option” FREE!

‘The 5th Option: Why Your Retirement Plan Won't Work the Way You Think It Will’

“I learned new things that I hadn’t even thought about.”
- Ashlee

“I like that it reads like a story and that the characters ask questions I would have asked myself!”- FD

“Great use of story telling to teach uncommon retirement insights.” - Faw

This must-read chapter is yours to keep for life and refer back to at any time.

Once you sign in to see the Presentation, you’ll receive the first chapter of the book!

“One Of The Best Books In All Of Finance” ~ Andrew J. Cass

“One Of The Best
Books In All Of Finance”
~ Andrew J. Cass

"Walter Young has been one of my financial advisors for over 10 years now. I’m also a huge fan of his book, The 5th Option. It is one of the best books in all of finance I've ever read.

If you want a different, unique perspective on how to build true wealth, listen to everything Walter says and read his book.

You will learn about alternative wealth-building strategies that less than 5% of the world even know about."

- Andrew J. Cass

In The Book, You’ll follow Michael and Jill’s journey to financial security and discover:

Why traditional retirement planning no longer works for today’s retirees

How to create a predictable and plentiful income stream in retirement

The hidden risks that could drain your savings (and how to avoid them!)

A step-by-step approach to securing your financial future without stress

By the end of this chapter, you’ll know how to retire with confidence and ensure your money lasts, no matter what happens in the market.

Real People. Real Results.

Discover How To Retire Sooner, With Less Stress, & More Financial Security

Plus, unlock Chapter 1 of Walter’s best-selling book, “The 5th Option,” free!

© 2025 | The 5th Option